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Experian Study: Kentucky Among States With Least Credit Card Deb - LEX18.com | Continuous News and StormTracker Weather

Experian Study: Kentucky Among States With Least Credit Card Debt

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(Experian) - Americans are swimming in credit card debt. Credit card balances grew 6.6% in the second quarter of 2018 versus the same time in 2017, according to Experian data. The total balances for credit cards increased to $782 billion in Q1 2018 compared to $734 billion in Q2 2017.

Kentucky, Maine, Vermont and Wisconsin are among the states where consumers have the least credit card debt according to the new report. 

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The most important thing you can do to improve your credit card debt is to make sure to pay your bills on time. By doing so you can maintain a good credit score or repair your credit score. If needing repair is an issue, find out how much you owe by making a list of all the cards you have, your balances, and the minimum payment for each.

If needed, you can check your credit report for free to find out as they will be listed with the most recent reported balance. You can check your bank or credit card issuer to get the most up-to-date information.

From this point on, you need to determine the best approach the fits your financial situation.

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